Operational Finance
When was the last time a cash flow problem caught you by surprise?
Your accountant tells you what happened 30 days ago. But cash flow problems can be predicted 8 weeks ahead with 85% accuracy. The difference between knowing in time and finding out late is €200-500 a day in wrong decisions.
NB
CB
RC
MB
★★★★★
Valorado por más de 500 restaurantesConfianza del sector
+500
restaurants trust Guava4.9★
RATING94%
RENEW24h
IMPLEMENTATIONYou know how much you sell. Now you'll know how much you earn.
AFTER — Full cost control
NÓMINAS
✓
€1.2k✓
€1.4k✓
€1.1kAUTO-ESCANEADO
MARZO 2026
SUMINISTROS
Ene
Feb
Mar
Abr
−12% AHORRO
Nóminas
Alquiler
Suminist.
Seguros
Otros
VENTAS vs COSTES
Ventas
Costes
TIEMPO REAL
PREVISIÓN IA
PREVISIÓN CON IA
Auto
Payroll
Alerts
Rent
−12%
Utilities
100%
Fixed costs
Real time
Profitability
IA
Forecast
BEFORE — Uncontrolled expenses
Juan P.
€1.200
María L.
Carlos R.
Ana G.
ALQUILER
€340
€580
€720
SIN CONTROL
A
B
C
?
?
?
?
?
?
?
?
?
SIN DATOS
€???
A CIEGAS
0 PREVISIÓN
Manual
Payroll
Forgotten
Rent
Chaos
Electricity/Water/Gas
???
Fixed costs
Blind
Profitability
0
Forecast
BEFORE — Uncontrolled expensesAFTER — Full cost control
Drag to compare before and after
Accounting tells you what you lost 30 days ago.
Guava tells you what you'll lose in 8 weeks.
Every day of delay in detecting cash flow problems costs €200-500 in wrong decisions. Monthly accounting closure means seeing problems 30-45 days late. Weekly forecasting means adjusting 6-8 weeks before running short.
See where the money is going, clearly.
When costs are visible, margins start to make sense. Automatically categorize every dollar.
Recurring Expenses
Subscriptions, rent, and fixed contracts. Know exactly what goes out of the bank every month.
Inventory and COGS
Track raw materials and stock purchases against your sales volume in real-time.
Marketing Spend
Connect advertising spend with revenues. See if your CAC is healthy or affecting your margins.
Labor Efficiency
Last 7 days Overstaffed
MonTueWedThuFriSat
Predicted labor cost per day vs surprise at month-end
Correlate shifts, hours worked, and sales to predict daily labor cost. Detect overstaffing 2-4 weeks before payroll vs finding out at month-end. Every saved labor cost point = €300-400/month in a 30K revenue location.
Anticipation vs Reaction
Seeing you're 4 points above target in week 2 gives you 2 weeks to adjust. Seeing it at month-end means you already spent €400-600 extra.
Predictive Intelligence
See the future before it arrives.
Prediction turns anxiety into preparation. We model revenues, costs, and cash impact based on historical data, seasonality, and live trends.
4th Quarter Projection
Best Case
Expected
Worst Case
SepOctNovDec
Expected Revenues
€420,000
8% vs Previous Year
Cash Runway
8.5 Months
Safe zone > 6 months
Guava explains deviations automatically.
Costs are increasing 15% more than forecasted this week.
Mainly due to price increases from Company X's suppliers and higher than expected overtime on Tuesday.
Revenue target is at risk for October.
Based on current booking pace, you're projected to miss the target by €12k. Consider a mid-month promotion.
You don't forecast manually. You get explanations.
Set goals that make sense.
Goals stop being abstract. Set specific goals for revenues, profit margin, or labor cost ratios. Guava tracks progress daily.
22%
10%30%
30%
From goal to execution.
If you stray off course, Guava suggests actionable adjustments.
Adjust Staff Grid
High ImpactReduce Tuesday and Wednesday shifts by a total of 15 hours to align with a forecasted lower customer traffic.
Save approx. €450/week
Supplier Renegotiation
Medium ImpactCost of goods sold for the main ingredient increased by 5%. Notify the supplier of the volume target to negotiate the price.
One view. Past, present, future.
No exports. No spreadsheets. No guesswork.
| Metric | Actual (Oct) | Forecast (Nov) | Goal | Status |
|---|---|---|---|---|
| Total Revenues | €124,500 | €132,000 | €130,000 | In Progress |
| COGS % | 28% | 27.5% | 28% | Healthy |
| Labor Cost % | 32% | 34% | 30% | Attention |
| Net Profit | €18,400 | €21,200 | €22,000 | At Risk |
Finance without pressure.
Feels like control, not judgment.
Simple Language
We don't speak in accounting codes. We tell you what's happening in words you use every day.
Early Alerts
No bad news at month-end. Get alerts when you veer off course, while you can still fix it.
Decision Focus
We don't just report numbers. We highlight the few key decisions that will actually move the needle.
Perfect for you if...
- You have predictable margins but unsure where profits are leaking.
- Need to make weekly decisions on staff and pricing.
- Want long-term stability over short-term chaos.
Not for you if...
- You only want CSV exports for your accountant.
- Prefer complex spreadsheets over simple answers.
- Don't intend to act on the provided insights.